A well-designed group benefits plan can make a real difference in a company’s ability to attract and retain top-quality talent.
A benefit plan can be simple to set up and design to suit your needs. Types of plans can range from life and health benefits to a holistic plan with disability and dental coverage. Group plans can be as simple or as comprehensive as you need.
When choosing a group benefits quote for your business, you also have the option to select pre-defined benefit packages for small businesses. Insurance premiums for these plans do not depend on your group claim experience instead your cost will adjust based on your own future claim experience.
The cost of your employee group insurance will depend on the selected benefit limits, deductibles and co-insurance, also Insurance premiums depend on:
- The benefits selected by you (benefit limits, deductibles, etc.)
- Your group content (number of employees, age, occupation, single/family coverage, etc.)
- Nature of your business
- Location (province of residence)
- Your group claim experience in the previous year(s) (if any) and other factors
All of the above information is necessary to calculate group insurance rates for your business and these factors affect the pricing of group benefits.
It is easy to start your group benefits program: Click the button below and submit your request for a quotation or call us for more information or to schedule an appointment with our advisor.
What benefits can be included in your plan
Below is the list of benefits that group insurance plans may include. You can select from these benefits to create your own plan suited for you and your employee’s needs and your company’s budget (some conditions apply).
- Life Insurance
- Extended Health Benefits
- Prescription Drugs
- Travel Insurance
- Dental Care
- Short-Term Disability – STD
- Long-Term Disability – LTD
- Critical Illness
At Investwell, we partner with reputable large Canadian Group Benefits providers including BlueCross, Sun Life, Canada Life & Manulife. We customize a program that specifically suits your organization’s needs and budget. We can also evaluate your existing benefits plan to ensure that your plan provides you with the most cost-effective and best tax advantages to you and your employees.
Insurance products are provided through multiple insurance carriers.