Visitors to Canada Travel Medical Insurance
- March 26, 2018
- Posted by: admin
- Category: Insurance Advice
Visitors Insurance provides medical coverage for those who are living, studying, returning to Canada and not eligible for or do not have a provincial health care insurance plan. Travel Insurance for Visitors to Canada can be purchased prior to their departure from their home or when they first arrive here is Canada, make sure to add Travel Insurance in your travel planning list.
Who can apply for Visitor insurance?
Individuals or families visiting Canada, New immigrants who are awaiting government health insurance plan coverage, Canadian citizens who are not eligible for a government health insurance plan, returning Canadians, foreign workers (work permit holders) can buy this individual or family medical coverage. When your parents, relatives, friends are coming to visit, make sure of purchasing this Canadian travel health insurance for your visitors.
Hospitals can charge thousands of dollars per day. If you and your family are not covered under a Provincial Health Insurance program and do not have private health insurance, you and your family could be responsible for these medical expenses, which creates a severe financial burden.
What does Medical insurance for Visitors to Canada cover?
Visitors to Canada Medical Insurance covers an unexpected, unforeseen sickness or injury that may happen during your trip in Canada and requires immediate medical treatment. Visitor’s medical insurance benefits usually include:
- Hospitalization and medical services (inpatient and outpatient) at the time of an emergency
- Diagnostic tests required by a physician
- Use of licensed ambulance services
- Medications prescribed by a physician
- Accidental dental and dental emergency
- Return you home if recommended by your attending physician, and more.
Payment for each benefit is limited to the amount specified in the policy. Pre-existing medical conditions may be covered provided these conditions are stable as it is defined in the policy.
Deductible means the portion of eligible expenses you must pay from your own pocket when a claim occurs. The higher deductible, the less insurance cost: discount may be 5% – 40% depending on the deductible amount and the plan. When applying for medical insurance, you can choose one of deductible options: $0, $50, $75, $100, $250, $500, $1,000, $3,000, $5,000, $10,000.
Investwell advisors can help you to arrange best coverage of Visitors to Canada insurance for your visitors prior to their departure or when they first arrive.
If you want to get Travel Insurance quote sent to your email, please contact at firstname.lastname@example.org or contact us at 604-757-2854 for assistance in Travel Insurance Surrey, Travel Insurance Langley, Travel Insurance Delta, Travel Insurance Burnaby and Travel Insurance Abbotsford.
Our advisors are also available in Vancouver, Coquitlam, Port Moody and Maple Ridge for a face to face meeting at the time and place of your convenience.
Source: Manulife Insurance